Ok, I said I wasn't going to drop the pan this time, but after watching that filter drop video (
https://forum.birdcats.com/threads/are-dropping-filters-a-thing.1707/), my obsessive kicked in...
And indeed, upon pan removal, the filter wasn't fully inserted. It hung about a quarter inch lower, though the gasket was secure around the filter snout:
And yes, I forgot to take a pic of it fully pushed in, but it is about a quarter inch. As long as the gasket stays put on the snout, this appears to be a non-issue. Motorcraft filter btw.
The filter clearly does rest on the pan in multiple spots:




All that appears to be a non-issue, so moving on...
The pan looked clean, and the magnet wasn't terribly full after 32,000 miles...
...but what's this?
This piece, flat, about 1/8" long, concerns me a bit. Thoughts?
Upon cleaning, the magnet revealed many tiny bits, which are difficult to focus on but you get the idea. I'm guessing that's normal based on what I've seen on junkyard magnets. Correct?
My greatest concern is in regards to these wires. From memory, I'm guessing it's the TCC solenoid (?). They touch the pan! Difficult to focus on, but there's wear on both:

I moved and bent them slightly for them to sit with less of a downward curve, as shown below, but I'm not convinced that's a long-term solution. Is this a known problem? I know later years have a solid harness; would that fit my transmission?
I imagine the pan is grounded (?), so a worn wire could put me out of business...
Finally, good to know, this is where the dipstick sits fully inserted:
After I was done, I idled the engine to check the cold fluid level; will check hot tomorrow. Then I pulled the car into my usual spot down the driveway. Then I was in shock: a half foot diameter fresh stain where I had been doing the fluid level check. It was getting dark, and I was getting upset and frantically looked for dripping under the car. And...minutes lates, I'm such an idiot. Condensation dripping from the muffler. Now winding down.
Thanks all in advance for reading long posts and for your continued encouragement!